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Basics of Whole Life Insurance
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Basics of Whole Life Insurance

There are essentially three main types of life insurance available for Canadians. These three types of insurance are term life insurance, whole life insurance and universal life insurance. In this article we will be speaking about the basics of one of the most popular types of permanent insurance in Canada- whole life insurance. Whole life...

Avoid Mortgage Life Insurance from Banks
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Avoid Mortgage Life Insurance from Banks

Canadians typically get mortgages through their bank or a mortgage broker. During this process, it is very common for “mortgage life insurance” to be added to the mortgage. The bank will charge an additional monthly premium which is added to your mortgage payment with the promise of paying off the mortgage balance in the event...

Basics of Term Life Insurance
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Basics of Term Life Insurance

If you are researching which type of life insurance to purchase, you might be wondering what the difference between term life insurance and permanent life insurance are. This article is to briefly describe how a term insurance policy works. If you have further questions regarding a term policy please feel free to contact us. The...

Life Insurance for Smokers
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Life Insurance for Smokers

Life insurance providers charge smokers higher premiums when compared to non-smokers. When applying for a life insurance policy there are rates for smokers and non-smokers. Since smoking shortens our life expectancy and is bad for our health, insurance companies increase premiums as a result. Life insurance companies classify smokers as anyone who currently uses or...

Tips For Your Medical Exam
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Tips For Your Medical Exam

When applying for life insurance you need to make sure you are well prepared for the medical exam that is largely required in today’s market. You may be unaware of some tips that can help increase your chances of passing the medical exam. This article helps provide you with information regarding the medical exam process...

Benefits of a Life Insurance Broker
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Benefits of a Life Insurance Broker

This article explains the benefits of dealing with a life insurance broker compared to a captive agency (an agent who mainly deals with one provider). These days there are many different ways to purchase insurance, but there are very good reasons to use an insurance broker’s expertise to help you make the best informed decisions....